PeraMigo Privacy Policy
This Privacy Policy explains how PeraMigo, operated by Magic Money Lending Corp., collects, uses, stores, shares, and protects personal information when customers use the PeraMigo website, mobile application, loan products, and customer support services.
1. Information We Collect
We may collect personal information and application information, including:
- Full name, date of birth, gender, civil status, and contact details.
- Address, employment, income, and financial information.
- Government identification and verification information.
- Loan application details, selected loan term, loan amount, due date, and repayment records.
- Device, app usage, log, and support communication information.
2. How We Use Your Information
We may use customer information to:
- Register and maintain a PeraMigo account.
- Evaluate loan applications and eligibility for 60-day and 120-day loan products.
- Verify identity, prevent fraud, and protect account security.
- Process disbursements, repayments, account servicing, and customer support requests.
- Send service notices, repayment reminders, and important account updates.
- Comply with legal, regulatory, audit, and reporting obligations.
3. App Permissions and Device Information
The PeraMigo app may request permissions or device information that are necessary for account registration, identity verification, fraud prevention, service improvement, and customer support. We do not use app permissions for harassment, public shaming, or unauthorized disclosure of borrower information.
4. Sharing of Information
We may share information with authorized service providers, verification partners, payment processors, collection support providers, professional advisers, affiliates, regulators, law enforcement, or government agencies when necessary for service delivery, legal compliance, fraud prevention, or customer support.
5. Data Retention
We keep personal information only for as long as necessary for the purposes described in this Privacy Policy, including account servicing, dispute resolution, legal compliance, audit, and legitimate business requirements.
6. Data Security
We apply reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.
7. Customer Rights
Customers may request access, correction, deletion, restriction, or other assistance regarding their personal information, subject to applicable law and verification requirements. Customers may also raise privacy concerns through our contact details below.
8. Updates to This Privacy Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page, and the revised version will apply from the date it is published unless otherwise stated.
9. Contact Us
For privacy questions, account concerns, or customer support, contact PeraMigo through:
- Phone: 9092813464
- Email: peramigo.serviceofficial@gmail.com
- Support: 24/7 Customer Support
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